PRIVACY & SECURITY POLICY

Use of this web site (www.medicareful.com) is subject to the following Privacy & Security Policy.

This Privacy & Security Policy is periodically updated. The updated policies take effect immediately upon their posting on this Web Site. The Privacy & Security Policy should be reviewed every time you use the Web Site. If you object to the provisions of the Privacy & Security Policy detailed on this page, please do not use this Web Site. By using this Web Site you consent to the terms set forth in this Privacy & Security Policy.

Privacy

We respect your privacy. Ritter Insurance Marketing, owner of Medicareful.com and its related web properties, employs administrative and physical security measures with respect to information you provide to us and our agents to ensure your privacy. In order to take advantage of some of the services offered through the use of this Web Site, you may be required to provide general personal information, such as your name, address, phone number, and e-mail address, as well as certain health-related information that is necessary to complete an application for insurance through a licensed insurance broker. We will not share your information with a third party unless you request it. If you request information from one of our agents, we will share your contact information with the agent. We will only share information to the extent that it is necessary to support your tasks and abide by any associated government regulations. If you choose to make application for an insurance product, our agent will only share this information with an insurance carrier or related service providers to assist in the process of obtaining your coverage.

In certain instances, Ritter may aggregate data anonymously so that personally identifiable information is not contained in the aggregation. This data may include information such as web sites statistics (e.g. number of visitors, average length of session, etc.) and this anonymous aggregate data may be shared with our partners.

You have the option to review your information and correct any of your information. Such requests can be made via e-mail or U.S. mail using the contact information below.

We reserve the right to collect anonymous site usage statistics that may include pages visisted, visitor ip address, time on site, and other nonpersonally identifying information . We do not store or associate this data in conjunction to any personally identifiable information.

Security

Ritter maintains a variety of security measures at our physical location as well as our data centers in an effort to ensure that only approved staff may access your information. Please note that e-mail communications initiated by you are not secure and should not include any sensitive information including any health information or your login ID or password.

Other

Ritter does not accept claims for insurance benefits and any claims or related materials should be sent to the appropriate insurer.

If you have any questions about our Privacy & Security Policy, write us at Ritter Insurance Marketing c/o Medicareful.com 4800 Linglestown Rd., Suite 300 Harrisburg, PA 17112 or webmaster@medicareful.com

Last Updated: 06/25/10